Consumer Handbook on ARM Loans
Product Description
This is the revised version of the CHARM Booklet that must be used by October 1, 2007. It now includes information about 'interest-only' and 'payment option' mortgages, as well as updated example charts.
The official Consumer Handbook on Adjustable Rate Mortgages (CHARM) is designed to help consumers understand this important and complex mortgage option. Prepared by the Federal Reserve Board the Office of Thrift Supervision, this 25-page booklet measures 3 3/8” x 8½” and fits easily into a #10 envelope.
Topics Covered Include: - What is an ARM - How ARMs Work - Consumer Cautions - How Can I Reduce My Risk? - Where to Get More Information - Glossary of Common Terms - Mortgage Checklist.
The official Consumer Handbook on Adjustable Rate Mortgages (CHARM) is designed to help consumers understand this important and complex mortgage option. Prepared by the Federal Reserve Board the Office of Thrift Supervision, this 25-page booklet measures 3 3/8” x 8½” and fits easily into a #10 envelope.
Topics Covered Include: - What is an ARM - How ARMs Work - Consumer Cautions - How Can I Reduce My Risk? - Where to Get More Information - Glossary of Common Terms - Mortgage Checklist.
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